That is why we offer our loans to our customers in a fast and convenient manner. You have the option to apply at one of our may Boise locations in-person, or you can apply at your own convenience online and one of our helpful loan specialists will get back to you.
It is not our desire to take possession of your vehicle. We want to help you get the money you need during difficult times, and make your payment options easy so that you can have access to your title once again when you loan is paid off. That is why we will only offer you a loan amount that we feel that you can afford after paying other essential bills such as a mortgage or car insurance.
Taking out a title loan doesn’t have to be a bad experience if you know the right place to go. We here at Brennart Title Solutions are pleased to be the top place in the area for title loans Boise residents recommend most to their friends and family members. Get in touch with us today to learn more about the lending process and how we can help you get back to financial freedom.
The application process is safe and easy. And you don’t have to worry about losing your title for good if you only borrow what you are able to pay back each month.
You maintain possession and use of the collateral vehicles while the loans are being repaid.
Then you will know how much you are able to borrow and when you can gain access to your funds. You will need some personal information on hand to apply such as your name, email, and ZIPcode. You will also need some information about the vehicle you are using, such as the make, model, and year of the car, as well as the precise total mileage.
The title loans representative may ask you a few other questions such as how long you have lived at your current residence if you owe a mortgage and the amount of it, and how much total income you receive each month. This is not to determine your credit, but instead to determine if you will be able to easily afford to make payments on your title loan.
If you apply online, most of your paperwork is completed. You will receive a phone call from one of our loan specialists at their earliest convenience to let you know how much money you can borrow. They will let you know when you can come in to fill out the final paperwork and pick up your cash.
Getting a title loan in the state of Idaho could be different than getting one in another state. Every state, and some counties, will have their own rules for issuing title loans to residents. Some states will not allow title loans at all, while others will have provisions set in place that determine how much the lender can provide to the customers. These rules are in force to protect both parties so that they don’t go against any title loan laws issued by the state, and so that the customer will be able to pay off their loan and retain possession of their car.
Yes, you can get a title loan in the State of Idaho. At this time, there are no caps on title loan fees. In fact, Idaho is one of 17 US states that allow title loans with APRs in the triple digits. This is only offered in a handful of other states such as Delaware, Georgia, Alabama, Arizona, and Nevada. While this does allow title lenders to place a high APR on their loans, there are still rules in place to help protect both the lenders and the borrowers thanks to the Idaho Title Loan Act.
The Idaho Title Loan Act was passed in 2006. The legislation requires lenders to be licensed under the Idaho Credit Code, this was put into place to ensure that if a lender made a title loan without a license, the loan transaction and the lender forfeits their right to collect on the loan. The lender is then required to release its security interest and return to the borrow any principal, interest, or fees they have paid in.